Survey 20% of people say they dont follow a monthly budget

Survey 20% of people say they dont follow a monthly budgetSurvey 20% of people say they dont follow a monthly budgetResearch has found that 31% of Americans have at least six months worth of money put aside for emergencies, but recent data from Comet Financial Intelligence shows that 20% dont use a budget to keep track of their money over the course of a month and 23% dont even have a savings account.Relying on self-reported data, Comet surveyed 1,002 people using Amazons Mechanical Turk.These are the areas where people fall short with their moneyWhile 67% of people surveyed say they havent been to a financial seminar or program,just under one-quarter of them say they dont have a financial savings account.Many people also dont seem to have a clue about what its like to be a financial advisor.The 10 things that freak people out the most when it comes to moneyThe most popular worry is putting money away for retirement at 63.4%, while the least popular one is frivolous spending at 16.3% . Being able to go on a major trip is also a concern for people surveyed.What you do with your money is ultimately your choice, but act wisely - how you use it can have a huge impact on your quality of life.